Grace Loan Advance, a better
personal money solution to get funds fast,
wherever you may be!

One quick &
easy online form

We make the process of getting a loan fast and easy. We've simplified the process through our one quick & secure online form.

Loan offers
in just minutes

Your request is sent to our lender network. If approved, you will see an offer in minutes. You can choose the loan that works best.

Funds sent
direct to your bank

There are no checks to deposit and no trips to the bank. If approved, money is sent to your account as soon as the next business day.

Fast, Easy and Secure! The Process Couldn't Be Easier!

Basic loan requirements

Must be at least 18 years old. Must be a U.S. citizen or Permanent Resident. Currently employed or receive steady income. Have a bank account to receive the funds, ideally with direct deposit.

What is a personal loan for?

People get personal loans to help with home repairs, luxury purchases, holiday shopping, and more. A loan from one of our lenders can help you get the funds you need! Just fill out our simple online form. Follow the short process and, if you are approved, you may receive your funds as soon as the next business day!

Your privacy & personal information

We take privacy seriously, so we use industry-standard encryption on our website so that third parties cannot intercept your data. You can also look at our privacy policy for more details on this.

We are here to answer your questions

Frequently Asked
Questions

When applying for a loan, you may have questions about the process or requirements. To make it easier, we've compiled answers to the most frequently asked questions

Think of a personal loan as a flexible financial boost—access up to $35,000 for home upgrades, car repairs, or big-ticket purchases. The loan term can be as brief as a few months (up to 180 days), depending on your lender. With our streamlined online form, you simply provide your basic details and designate where you'd like the funds sent. It's a quick, hassle-free way to get started.

  • Must be at least 18 years old.
  • Must be a U.S. citizen or permanent resident.
  • Have a steady source of income (whether through employment or other means)
  • Possess an active bank account for fund transfers (direct deposit is ideal)
 These simple criteria are designed to get you moving quickly toward your loan approval.

Our platform is free to use, but keep in mind that lenders typically apply fees or interest charges. Every lender will fully disclose their terms once your application is approved, so it's important to review these details before signing on. Expect APRs to fall between 5.99% and 35.99%, and note that repayment can range from as little as 91 days to as much as 72 months. Since we connect you with lenders rather than lending directly, the exact terms will depend on the offer you receive.

Loan repayment varies by lender, with terms spanning from just a few months up to several years (72 months maximum). Once approved, you'll receive a clear schedule outlining payment dates, amounts, and methods. Be sure to read through your loan agreement carefully to understand your repayment obligations and avoid any surprises.

Your privacy is our priority. We employ top-tier encryption technology to safeguard your data from any unauthorized access. For a deeper dive into our security measures, please check out our Privacy Policy.

If anything is still unclear or you have additional questions, our support team is ready to assist. Reach out to us anytime—we're here to help ensure you fully understand your loan options and feel confident in your decision.
Representative example

APR: Total loan costs & all applicable fees

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate (APR) 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Other Fees/Costs (%) 5% 5% 5% 5%
Other Fees/Costs ($) $50 $100 $250 $500
Monthly Payments $99.29 $105.86 $140.84 $212.90
Number of Payments 12 24 48 60
Total Payments $1,191.48 $2,540.64 $6,760.32 $12,774.00